If you’re considering a move abroad, Andorra may not be the first country that springs to mind. Yet, this small principality tucked between France and Spain in the Pyrenees mountains has become an increasingly popular choice for UK expats. From its low taxes to its incredible outdoor lifestyle, Andorra offers a unique balance of tranquility, security, and opportunity.
But before you arrange your removal to Andorra from the UK, there are some important things to know. This guide covers everything from visas and residency to cost of living and moving logistics.
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1. Residency Requirements for British Nationals
Since Brexit, British citizens no longer benefit from EU freedom of movement. That means if you want to stay in Andorra for more than 90 days, you’ll need a residency permit.
The three main routes are:
- Passive Residency (Non-Lucrative): For those who have independent income or retirement savings. You’ll need to show proof of sufficient funds, private health insurance, and accommodation in Andorra.
- Active Residency (Employment): If you have a job offer with an Andorran employer, you can apply for a work and residency permit.
- Investor Residency: For those who invest in Andorran property, businesses, or government bonds.
📌 For the latest requirements, visit the Andorran Immigration Service.
2. Healthcare in Andorra
Andorra’s healthcare system consistently ranks as one of the best in Europe. Once you’re a resident, you can access the Caixa Andorrana de Seguretat Social (CASS) system, which is funded through contributions.
- Public healthcare covers 75–90% of costs.
- Many residents also take out private insurance, which is affordable and ensures full coverage.
For UK expats moving with families, this is a huge benefit compared to the rising costs of private healthcare in other countries.
3. Cost of Living
Compared to the UK, the cost of living in Andorra is relatively low — especially when you factor in the tax advantages.
- Rent: €800–€1,200 per month for a modern apartment in Andorra la Vella.
- Groceries: Similar to Spain, cheaper than the UK.
- Utilities: Electricity and internet are lower in cost compared to most of Western Europe.
- Fuel: Significantly cheaper thanks to lower taxes.
While Andorra isn’t a budget destination, most expats find their money goes further than in the UK.
4. Language
The official language is Catalan, but Spanish and French are widely spoken, and English is common in expat communities.
- In business and official settings, some Catalan is useful.
- For daily life, many locals are multilingual, making integration easier.
- Free and paid language classes are available for newcomers.
5. Taxes in Andorra
Andorra’s biggest draw? Its tax system.
- Personal income tax is capped at 10%.
- No wealth tax, inheritance tax, or capital gains tax (on most assets).
- Corporate tax is also low, making it attractive for entrepreneurs.
For UK nationals tired of heavy tax burdens, relocating to Andorra is financially advantageous.
6. Outdoor Lifestyle
With over 300 days of sunshine a year, Andorra is an outdoor paradise.
- Winter: World-class ski resorts like Grandvalira and Vallnord.
- Summer: Hiking, mountain biking, and climbing in the Pyrenees.
- Year-round: Clean air, beautiful scenery, and a strong sense of safety.
For families, retirees, or remote workers, this lifestyle is a big part of Andorra’s appeal.
7. Housing Market
Accommodation is required for residency applications, and the housing market in Andorra is competitive.
- Popular areas for expats include Andorra la Vella, La Massana, and Ordino.
- Expect modern apartments in city areas and chalets in mountain villages.
- Buying property is possible but comes with minimum investment requirements for residency.
8. Education
Andorra offers a unique tri-lingual education system:
- Andorran system (Catalan-based).
- Spanish system (Castilian Spanish).
- French system (French curriculum).
For expats, there are also private and international schools. Education is free in the public system and highly rated.
9. Banking & Financial Requirements
Opening a bank account in Andorra is a must for most residency applications.
- You’ll need proof of identity, residency documents, and financial deposits.
- Andorran banks are known for stability, though transparency rules are now stricter than in the past.
This financial stability is another reason why investors and retirees choose Andorra.
10. Moving Your Belongings
Finally, let’s talk about the removal process. Moving your belongings across borders involves customs clearance since Andorra is not in the EU.
- You’ll need an inventory list of your goods.
- Proof of residency or a pending application may be required for tax-free import.
- Vehicles can be imported, but must comply with Andorran regulations.
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Final Thoughts
Moving to Andorra from the UK is an exciting opportunity to enjoy a safe, tax-friendly, and nature-filled lifestyle. Whether you’re retiring, setting up a business, or relocating with your family, knowing the essentials — from visas to removals — makes the transition smoother.
With the right planning and help from Advance Moves, your move to Andorra can be stress-free. So, take the first step today and discover why so many British expats are choosing to call this hidden gem of the Pyrenees their new home.
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