How to Move to Greece: A Comprehensive Guide
Greece, with its ancient history, stunning landscapes, and sunny Mediterranean climate, is an attractive destination for expats. Whether you’re moving for work, retirement, or simply a change in lifestyle, relocating to this beautiful country comes with a unique set of challenges and rewards. In this guide, we’ll cover everything you need to know about moving to Greece, including how Advance Moves can help you find the best deals on Removals to Greece.
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1. Why Expats Want to Move to Greece
Greece has long been a dream destination for expats. With its vibrant culture, beautiful islands, and delicious cuisine, the appeal is easy to understand. Here are some of the top reasons why expats choose to relocate to Greece:
- Natural Beauty: From the iconic whitewashed buildings of Santorini to the rugged mountains and crystal-clear seas, Greece’s natural beauty is unmatched.
- Mediterranean Lifestyle: Greece is known for its laid-back lifestyle, perfect for those who want to slow down and enjoy a better work-life balance.
- Affordable Living: Compared to other Western European countries, Greece offers a lower cost of living, making it appealing to expats on a budget.
However, it’s important to remember that moving to Greece is different from vacationing there. Many expats expect life in Greece to be like a never-ending holiday, but the reality is quite different. Understanding the local culture, adjusting to the slower pace, and navigating bureaucracy are key factors for a successful transition.
2. The Realities of Moving to Greece
While the thought of moving to Greece might conjure up images of beaches and sunshine, it’s important to approach the move with realistic expectations. Greece is known for its relaxed way of life, which can sometimes lead to inefficiencies in public services and slower progress in getting things done. This might be frustrating, especially for those coming from countries with a faster pace.
Moreover, economic challenges persist in Greece, and finding a well-paying job can be difficult unless you’re bringing your own remote work or have secured a position beforehand. It’s essential to prepare for the realities of integrating into a new culture and facing practical challenges, like understanding the legal system and adjusting to local customs.
3. Becoming a Resident and Gaining Visas
Before relocating, ensure that you understand the residency and visa requirements:
- EU Citizens: If you are a citizen of an EU/EEA country, moving to Greece is relatively straightforward. You do not need a visa, but if you plan to stay longer than three months, you must apply for a residency certificate (Registration Certificate for EU Citizens) at the local police station.
- Non-EU Citizens: If you’re from outside the EU, including the UK post-Brexit, you’ll need to apply for a long-term visa before you arrive. Greece offers several types of visas, including work, student, and investment visas. The Golden Visa Program is popular among non-EU citizens who invest in real estate worth at least €250,000.
For more detailed information, you can check the official Greek Government website.
4. Best Places to Live in Greece as an Expat
When considering moving to Greece, location is everything. The country offers a variety of living environments, each with its own distinct flavor:
- Athens: The capital city is a cultural hub with plenty of job opportunities, especially in tourism, education, and international business. It’s great for expats looking for a more urban lifestyle.
- Thessaloniki: Greece’s second-largest city is known for its vibrant student population, cultural festivals, and beautiful sea views. It’s a more relaxed alternative to Athens.
- Crete: If you prefer island life, Crete offers a blend of historical sites, natural beauty, and local charm. It’s ideal for expats who want to embrace a slower pace of life.
- Peloponnese: The Peloponnese peninsula offers a more rural lifestyle, with stunning beaches, mountains, and lower house prices compared to the islands.
5. Cost of Living in Greece
One of the biggest draws for expats is the affordable cost of living. The cost of daily expenses, such as groceries, utilities, and dining out, is lower than in many Western European countries. Here’s a breakdown:
- Rent: Renting a one-bedroom apartment in the center of Athens may cost between €400 and €700 per month, while outside the city, prices drop significantly.
- Utilities: Expect to pay around €100-150 per month for electricity, water, and internet.
- Groceries and Dining: A monthly grocery shop for two people will likely cost around €200-€300, and dining at a local taverna will usually be affordable, with meals costing around €10-15.
For more information on the cost of living, visit Numbeo, a reliable resource for comparing global prices.
6. Retiring to Greece
Greece is a popular destination for retirees thanks to its warm climate, low cost of living, and relaxed lifestyle. Retirees from the EU can easily move to Greece, while non-EU retirees will need to apply for a Non-Lucrative Visa. Many retirees opt for Removals to Greece to transport their personal belongings to their new home.
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How to Retire to Greece: A Complete Guide
Retiring to Greece is a dream for many, offering the chance to enjoy a relaxed Mediterranean lifestyle, beautiful landscapes, and rich culture. With its affordable cost of living, Greece is an appealing destination for retirees looking to stretch their pensions and live in a sunny paradise. This guide will walk you through the essential steps for retiring to Greece, covering everything from residency requirements to finding the perfect place to live.
1. Why Retire to Greece?
Greece is an increasingly popular destination for retirees for several reasons:
- Mild Climate: Enjoy year-round sunshine, mild winters, and warm summers, particularly in coastal areas and on the islands.
- Affordable Living: Compared to many Western European countries, Greece offers a relatively low cost of living, especially when it comes to housing, utilities, and food.
- Healthcare: Greece has a well-established healthcare system. Private healthcare is affordable, and public healthcare is available to residents. Many expats choose to take out private health insurance to ensure access to top-tier medical facilities.
- Quality of Life: Greece offers a slower pace of life, making it an ideal spot to relax, enjoy the outdoors, and immerse yourself in the country’s rich history and culture.
2. Residency Requirements for Retiring to Greece
The process of gaining residency in Greece depends on whether you are an EU/EEA citizen or a non-EU citizen.
- EU/EEA Citizens: If you are a citizen of an EU or EEA country, retiring to Greece is relatively straightforward. You do not need a visa to live in Greece. However, you must apply for a Registration Certificate at the local police station if you intend to stay longer than three months. You will need proof of health insurance and financial stability (such as pension income).
- Non-EU Citizens (Including UK Post-Brexit): If you’re from outside the EU, you’ll need to apply for a long-term residence visa. The Non-Lucrative Visa or retirement visa is the most common option for retirees. To qualify, you must demonstrate sufficient financial means to support yourself without working. This usually involves showing proof of income from pensions, savings, or investments, along with valid health insurance.
3. Cost of Living for Retirees in Greece
One of the most attractive aspects of retiring to Greece is the affordable cost of living. Here’s a breakdown of typical expenses:
- Renting: Renting a one-bedroom apartment in a city like Athens may cost around €400-700 per month, while in smaller towns or islands, you might pay less.
- Groceries: Monthly grocery expenses for two people can range from €200-€300.
- Utilities: Expect to pay €100-150 per month for electricity, water, and internet.
- Healthcare: Private health insurance costs vary but can be as low as €50-€100 per month depending on the plan.
Greece allows you to enjoy a good standard of living without breaking the bank, particularly in rural areas or smaller islands where costs are lower.
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4. Best Places to Retire in Greece
Choosing the right location is essential when retiring to Greece. Here are some of the most popular areas for retirees:
- Crete: Greece’s largest island, Crete, offers a mix of historical towns, beautiful beaches, and charming villages. It’s a favorite among expats for its mild climate and laid-back lifestyle.
- Peloponnese: This peninsula in southern Greece is perfect for those who want to live away from the main tourist spots while still enjoying stunning landscapes and local culture.
- Corfu: Another popular island, Corfu offers a lush, green environment with a blend of Greek and Venetian culture. It has an established expat community and excellent healthcare facilities.
- Athens: If you prefer city living, Athens provides easy access to healthcare, international travel connections, and cultural activities. However, living costs are higher than in rural areas or smaller towns.
- Rhodes: Known for its medieval architecture and gorgeous beaches, Rhodes offers a perfect mix of history and relaxation for retirees.
5. House Prices in Greece
House prices in Greece have been relatively affordable compared to other parts of Europe, though they vary depending on the location:
- Athens: Prices in the capital range from €1,500 to €4,000 per square meter, depending on the neighborhood.
- Islands: House prices on popular islands like Santorini or Mykonos are higher, but other islands like Crete or Rhodes offer more affordable options.
- Rural Areas: In rural areas and less touristy regions, property prices can be as low as €1,000 per square meter.
Many retirees choose to rent initially before purchasing a home, which allows them time to explore different regions and find the perfect place.
6. How to Buy or Rent Property in Greece
The process for buying or renting a house in Greece is relatively straightforward. Here are some key steps:
- Renting: Renting is a common choice for retirees, especially during the first few years. Short-term rentals are available through real estate agents or property websites. Long-term rentals offer better deals and lower monthly rates.
- Buying: If you decide to buy property, work with a reputable real estate agent and hire a lawyer to guide you through the process. Non-EU citizens may need special permission to buy property in border areas, including certain islands.
7. Retirement Income and Taxes
As a retiree, it’s essential to understand how your retirement income will be taxed. Greece has tax treaties with many countries to avoid double taxation. However, you should consult a tax advisor to ensure your pension income is taxed correctly.
Greece offers tax incentives for retirees, including a favorable non-dom tax regime, where foreign retirees pay a flat tax rate of 7% on their global income for up to 15 years.
8. Healthcare in Greece
Greece has a good healthcare system, and all residents, including expats, are eligible for public healthcare. However, many retirees choose to supplement public care with private health insurance to access faster services and private clinics. Public healthcare costs are minimal, but quality can vary by region.
9. Finding Work as a Retiree in Greece
While most retirees live off their pension or savings, some may wish to find part-time or volunteer work. If you’re a non-EU citizen, your retirement visa will likely prevent you from working in Greece. However, many retirees work remotely or start small businesses, especially in the tourism or property management sectors. It’s essential to check your visa conditions before pursuing any employment.
10. How Advance Moves Can Help with Your Retirement to Greece
If you’re planning to retire and move your personal belongings to Greece, Advance Moves can simplify the process by helping you find the best deals on Removals to Greece. Their quick quote system allows you to compare multiple removal companies and find the best price, ensuring a stress-free move.
With Advance Moves, you can focus on enjoying your new life in Greece, knowing that your possessions will arrive safely and affordably.
Conclusion on retiring to Greece
Retiring to Greece offers the chance to enjoy a relaxed lifestyle in one of the most beautiful countries in the world. From securing the right visa to finding a place to live and managing your finances, careful planning will make the transition smoother. Services like Advance Moves can help you find the best deals on Removals to Greece, ensuring that your retirement starts on the right foot.
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7. House Prices in Greece
House prices in Greece vary significantly depending on the location. Cities like Athens and Thessaloniki are more expensive, while rural areas and smaller islands offer more affordable options.
- Athens: Apartments in central Athens range from €1,500 to €4,000 per square meter, depending on the neighborhood.
- Islands and Rural Areas: Prices can be much lower in less touristy areas. For example, on Crete or in the Peloponnese, properties might cost around €1,000 per square meter or less.
8. How to Buy or Rent a House in Greece
When you’re ready to buy or rent a house, it’s important to work with a reputable real estate agent who knows the local market. The process of buying property in Greece involves signing a preliminary contract, arranging a survey, and hiring a notary. Non-EU citizens can also invest in property through the Golden Visa Program.
Renting is generally straightforward, with most expats choosing to rent before committing to a purchase. The rental market is competitive, especially in tourist-heavy areas, so it’s wise to start your search early.
9. Finding Work in Greece and Levels of Pay
Finding work in Greece can be challenging, especially if you don’t speak Greek. The job market is competitive, and salaries tend to be lower than in other parts of Europe. However, there are opportunities in the tourism industry, teaching English, and remote work.
- Average Salary: The average salary in Greece is around €1,000 to €1,200 per month. High-skilled jobs and positions in international companies may offer more competitive pay.
- Remote Work: Many expats bring their jobs with them, working remotely from Greece. This is a great option if you’re in the tech, digital marketing, or creative sectors.
10. What is it Like to Live in Greece as an Expat?
Living in Greece as an expat is a unique experience. While the country’s beauty and culture are enchanting, the relaxed lifestyle can take some time to adjust to. Bureaucracy can be slow, and public services may not be as efficient as you’re used to, but the warm weather, friendly locals, and Mediterranean lifestyle make it worth it. With the right preparation, moving to Greece can be a fulfilling experience.
11. Removals to Greece with Advance Moves
When relocating to Greece, one of the biggest logistical challenges is transporting your belongings. Whether you’re moving a few personal items or an entire household, Advance Moves can help you find the best deals on Removals to Greece. Their quick quote system compares multiple removal companies, ensuring you get competitive rates from reliable movers who specialize in Removals to Greece.
Using Advance Moves means you can focus on settling into your new life while professionals handle the heavy lifting, making your move to Greece as smooth as possible.
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Moving to Greece offers an incredible opportunity to enjoy a beautiful country with a rich cultural heritage. Whether you’re planning to retire, work remotely, or start a new life on one of the islands, careful planning is essential. With the right research, understanding of residency requirements, and the help of services like Advance Moves to secure affordable Removals to Greece, your relocation can be a rewarding experience.