Moving to Luxembourg: A Complete Expat Guide for Housing, Schools, and Lifestyle

Relocating to Luxembourg from the UK or anywhere else in the world can be both exciting and challenging. Whether you are moving for work, retirement, or family reasons, understanding the local housing, schooling, and lifestyle options will make your transition smoother.

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1. Housing Options for Expats

Finding the right home in Luxembourg is one of the first priorities for expats. The housing market offers a mix of city apartments, suburban houses, and rural properties.

  • Luxembourg City: The capital is ideal for professionals. Expect modern apartments, access to international schools, and proximity to offices. Prices are higher here, but convenience is unbeatable.
  • Esch-sur-Alzette: More affordable than the capital, with good public transport and shopping facilities. Popular with young families and professionals.
  • Differdange and Dudelange: Suburban towns offering larger homes, gardens, and quieter environments. Perfect for families looking for a more relaxed lifestyle.
  • Rural Areas like Vianden or Clervaux: Ideal if you prefer scenic landscapes and a slower pace of life. Commuting to Luxembourg City is manageable with trains and highways.

Tip: Research the area, visit in person if possible, and work with local real estate agents to find the best property.


2. Education and Schools

If you are moving with children, finding the right school is essential. Luxembourg offers a range of options for expat families:

  • International Schools: Offer English-language curricula and globally recognised programs, such as the International School of Luxembourg or St. George’s International School.
  • Public Schools: Provide education in Luxembourgish, French, or German. Integration into the local system is easier if children are already multilingual.
  • Private Schools: Offer specialized curricula and smaller class sizes, often in English or bilingual formats.

Tip: Apply early for international schools, as places are limited and highly competitive.


3. Daily Life and Lifestyle

Luxembourg offers a high standard of living and a multicultural environment. Key lifestyle factors include:

  • Transport: Public transport is free across the country, including buses, trams, and trains, making commuting easy and affordable.
  • Shopping & Dining: From international supermarkets to local markets, Luxembourg has a mix of global brands and regional specialties. Enjoy cuisine from French, German, and Italian traditions.
  • Leisure Activities: Hiking, cycling, and exploring historical towns are popular. Cultural events and museums abound, especially in Luxembourg City.

Tip: Join expat communities and online forums to connect with locals and other newcomers.


4. Banking, Taxes, and Cost of Living

Understanding finances is key to settling comfortably:

  • Bank Accounts: Major banks include BGL BNP Paribas, ING Luxembourg, and Banque et Caisse d’Épargne de l’État. Opening an account requires proof of address, passport, and sometimes employment details.
  • Taxes: Luxembourg has a progressive income tax system. Expats should consult a tax advisor to understand international tax obligations.
  • Cost of Living: Rent is highest in the capital, with groceries, utilities, and services slightly above European averages. Suburban areas are more affordable.

Tip: Budget for initial expenses such as rental deposits, transportation, and household setup.


5. Healthcare and Insurance

Luxembourg has excellent healthcare facilities. Residents are covered by social security, but expats may also want private insurance for additional coverage:

  • Public Health System: Covers doctor visits, hospital care, and maternity.
  • Private Insurance: Companies like AXA and Bâloise provide tailored plans for expats.
  • Pharmacies and Clinics: Easy access in cities, with English-speaking staff often available.

Tip: Register with a local GP soon after arrival for smoother access to healthcare services.


6. Moving Your Belongings

Professional international removals simplify relocating to Luxembourg:

  • Packing & Shipping: Secure packing, fragile item protection, and transport insurance are vital.
  • Customs and Paperwork: Professional companies handle import regulations to prevent delays.
  • Advance Moves Quick Quote: Get instant online quotes and compare top removal companies for your move.

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7. Settling In and Making Luxembourg Home

Luxembourg’s multicultural environment makes it easier for expats to integrate:

  • Social Life: Join clubs, sports teams, and expat groups to meet people.
  • Languages: Luxembourgish, French, and German are common, but English is widely understood in international circles.
  • Safety & Quality of Life: Luxembourg is known for low crime rates, excellent healthcare, and strong public services.

Tip: Explore local festivals, outdoor activities, and cultural events to feel at home faster.


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