How to Move to the United Kingdom: A Complete Guide for EU and Non-EU Citizens
Whether you’re relocating for work, study, family, or simply to experience life in the UK, understanding how to move to the United Kingdom can help streamline the process and make your transition smoother. This guide will walk you through the steps to legally settle in the UK, with clear distinctions between the requirements for EU and non-EU citizens.
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1. Understanding Visa and Immigration Requirements
How to move to the United Kingdom largely depends on your nationality. Since Brexit, EU citizens are now required to apply for visas, similar to non-EU nationals, but there are different pathways.
For EU Citizens
If you’re an EU citizen, you can enter the UK for up to 6 months without a visa as a visitor. For stays beyond 6 months, you will need to apply for a visa based on your reason for moving:
- Skilled Worker Visa: If you have a job offer from a UK employer, this visa lets you work in the UK, provided your employer is a licensed sponsor and the job meets minimum skill and salary levels. UK Government Skilled Worker Visa Guide has detailed requirements.
- Student Visa: If you’re planning to study in the UK, you will need a Student Visa. This requires a confirmed place at a UK institution, and proof of funds to support yourself.
- Family Visa: If joining family, you may apply for a Family Visa if you have close family members who are UK residents. This option has financial and relationship verification requirements.
For Non-EU Citizens
Non-EU nationals have similar visa options, but the visa types and their requirements may vary slightly.
- Skilled Worker Visa: For non-EU citizens, the Skilled Worker Visa is similar, requiring sponsorship by a UK-based employer.
- Global Talent Visa: Available to leaders in certain fields like academia, research, and arts, the Global Talent Visa allows you to live in the UK without a specific job offer. Details are on the Global Talent Visa Page.
- Family and Partner Visas: Non-EU family members may also apply for a Family Visa, provided they meet relationship and financial requirements.
2. Finding Housing in the UK
Once you know how to move to the United Kingdom and have secured a visa, the next step is to arrange housing.
- Renting: Websites like Rightmove and Zoopla list rentals, from single rooms to whole houses. Renting a room in shared housing is popular for new arrivals, while full apartments or houses may suit families.
- Buying a Home: For those looking to settle permanently, purchasing property may be a better choice. Start by researching affordable areas, and consider using a solicitor to navigate the legal side of buying in the UK.
3. Setting Up Healthcare and Insurance
The UK provides healthcare through the National Health Service (NHS). If you’re moving for a stay longer than 6 months, you’ll pay an Immigration Health Surcharge (IHS) as part of your visa application. This allows you to access NHS services like a UK resident.
- Registering with a GP: Register with a General Practitioner (GP) upon arrival to access healthcare. Use the NHS GP Finder to find a local doctor.
- Private Health Insurance: Some expats opt for private insurance to supplement NHS services or access quicker treatment. Providers such as Bupa and AXA offer comprehensive coverage options.
4. Opening a Bank Account
Having a UK bank account is essential for managing finances. UK banks such as Barclays, Lloyds, and HSBC require identification, proof of address, and, in some cases, an employment letter.
- Digital Banks: Digital banks like Monzo and Revolut offer quicker account setups with minimal paperwork, though they may have limited services compared to traditional banks.
5. Securing Employment in the UK
Employment options vary based on your visa type. If you’re moving to the United Kingdom for work, check the job’s skill and salary requirements on your visa.
- Job Boards and Recruitment Sites: Sites like Indeed, LinkedIn, and Reed are popular for job searching.
- Networking: Networking events and groups, especially for expats and specific industries, can provide useful contacts and job leads. Websites like Meetup often list local events.
6. Understanding Taxes and National Insurance
All UK residents must register with HM Revenue and Customs (HMRC) and pay taxes on income earned in the UK. You’ll receive a National Insurance Number (NI), which is necessary for working.
- Income Tax and NI Contributions: The income tax rate depends on your income, with a personal allowance for tax-free earnings. Details on tax brackets can be found on the HMRC website.
- Self-Employment and Tax Filing: If self-employed, you must submit an annual Self-Assessment tax return and pay National Insurance contributions independently.
7. Cost of Living in the UK
The cost of living in the UK depends on location, with London being the most expensive. Consider the following monthly averages:
- Housing: Renting in London can cost around £1,500 for a one-bedroom apartment, while in other cities, it may be as low as £700.
- Utilities: Utilities average £100-£150 monthly, while public transportation varies. London’s Transport for London (TfL) offers price information for planning your commute.
- Groceries and Dining: Expect to spend around £250 per person monthly on groceries. Websites like Numbeo offer cost estimates across categories.
8. Education and Schooling
For families moving to the United Kingdom, school enrollment is essential. Public education is free, though placement often depends on catchment area.
- Public Schools: Most children attend state-funded schools. Schools are assessed by Ofsted, providing an independent performance rating.
- Private and International Schools: Private schools are an alternative, though they come with high fees. International schools cater to expat families, offering varied curricula, such as the International Baccalaureate (IB).
9. Adjusting to UK Culture
Living in the UK involves adapting to new social norms and a different pace of life.
- Cultural Etiquette: British culture emphasizes politeness, respect for privacy, and punctuality. Local community groups and expat networks like InterNations can provide social opportunities and help you adjust.
- Outdoor and Cultural Activities: The UK has a rich cultural scene, from museums and theatres to scenic landscapes and historical sites. Exploring the UK’s national parks and landmarks can make the transition enjoyable.
Advance moves can save you time and money on removal costs.
Using the Advance Moves quick quote system can significantly save you time and money when moving house Internationally. Just click on the link for your instant online quote and then compare quotes from up to the 5 best removal companies already pre-selected to match your moving requirements. Get the best deals on international removals today.
Moving to the United Kingdom requires careful preparation, especially after Brexit has altered visa and residency rules. From securing the appropriate visa to finding housing and adjusting to daily life, each step is key to a smooth move. By following this guide on how to move to the United Kingdom, you’ll be well-prepared to handle each aspect of relocation. With the right resources and planning, you can begin your new journey and enjoy all that life in the UK has to offer.
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