Essential Checklist for Moving to Luxembourg: What Every Expat Needs to Know

Relocating to Luxembourg from the UK or any other country is an exciting adventure, but it requires careful preparation to ensure a smooth transition. From documentation to housing, healthcare to shipping your belongings, having a comprehensive checklist will help you avoid common pitfalls and settle comfortably in your new home.


1. Organising Your Documentation

Before leaving your current country, make sure you have all essential documents ready:

  • Passport or National ID: Ensure it is valid for the entire relocation process.
  • Visa or Residence Permit: Depending on your nationality and purpose of stay, this may be required. UK nationals and other non-EU citizens should check the latest rules at Luxembourg Government – Immigration.
  • Employment Documentation: Contracts, offer letters, or proof of self-employment are essential for work permits or financial planning.
  • Family Documents: Marriage certificates, birth certificates, and school records if relocating with children.
  • Health Documentation: Vaccination records and health insurance paperwork are necessary to register with local healthcare providers.

Tip: Make digital copies of all important documents and store them securely in cloud storage for easy access during the move.


2. Finding the Right Home

Choosing the right location in Luxembourg is crucial for your lifestyle, budget, and commute. Popular areas for expats include:

  • Luxembourg City: The bustling capital is ideal for professionals, offering international schools, modern apartments, and excellent public transport. Expect higher rental prices but easy access to amenities.
  • Esch-sur-Alzette: A growing hub with more affordable housing, close to the French border.
  • Differdange & Dudelange: Quieter towns perfect for families seeking larger homes and green spaces.
  • Clervaux & Vianden: Ideal for those looking for picturesque rural life while still connected to Luxembourg City by train.

Tip: Visit the areas before moving if possible, and use local real estate agents for up-to-date listings.


3. Healthcare and Insurance

Luxembourg has a high-quality healthcare system. As a resident, you will contribute to social security, covering healthcare costs. Expats may also want private health insurance for additional coverage or faster access to specialists.

  • Public Health System: Offers comprehensive coverage for residents, including hospitalization, doctor visits, and maternity care.
  • Private Health Insurance: Companies like AXA Luxembourg or Bâloise offer tailored plans for expats.
  • Pharmacies and Doctors: Familiarize yourself with local clinics and emergency services in your area.

Tip: Register with a general practitioner (GP) soon after arrival to ensure smooth access to healthcare services.


4. Banking and Finances

Managing finances efficiently is crucial for settling in Luxembourg:

  • Open a Bank Account: Required for salary deposits, rent, and bills. Major banks include BGL BNP Paribas, ING Luxembourg, and Banque et Caisse d’Épargne de l’État.
  • Documentation Needed: Passport, proof of residence, and employment details.
  • Taxes: Luxembourg has personal income tax, and you may need to declare international income. Consult Luxembourg Tax Administration for guidance.
  • Cost of Living: Expect higher prices in the capital compared to smaller towns, particularly for rent and groceries.

Tip: Set up online banking to monitor transactions and avoid delays with direct debits and transfers.


5. Packing and International Removals

Moving your belongings to Luxembourg requires careful planning. Professional removal companies ensure your items arrive safely and on time.

  • Packing Services: High-quality packing materials and expert handling for fragile items.
  • Customs Clearance: Assistance with paperwork and regulations to avoid delays.
  • Multiple Quotes: Use Advance Moves to get instant online quotes, compare services, and choose the best option.

Advance Moves’ quick quote system helps you save time and money by matching your removal needs with the top five trusted companies.

Tip: Make an inventory of all items and consider decluttering to reduce shipping costs.


6. Settling Into Luxembourg

After your move, building a comfortable life in Luxembourg is essential:

  • Social Integration: Join expat groups, clubs, or community events to meet new people.
  • Language: While Luxembourgish is official, French and German are widely spoken. Basic language skills help with daily life and work.
  • Transportation: Luxembourg has free public transport for all residents, making commuting simple and cost-effective.
  • Lifestyle & Culture: Enjoy the country’s rich history, museums, festivals, and outdoor activities.

Luxembourg’s multicultural environment and strong expat community make it easier to adjust and enjoy a high quality of life.


Ready to start your move? Get your instant online quote for relocating to Luxembourg from the UK with Advance Moves here: moving to Luxembourg from UK.


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