Thinking about moving to Jersey from the UK? One of the most important questions expats ask is: What’s the cost of living like compared to the UK mainland? 🏡💷
Jersey offers a fantastic quality of life, but it’s also known for being more expensive in some areas. In this guide, we’ll break down the main costs — from housing to groceries — so you know what to expect before planning your move.
🏠 Housing and Rent
Housing is usually the biggest expense when relocating to Jersey. Property is limited because of the island’s small size, and prices are often higher than many UK regions.
- Renting in St Helier (the capital): £1,500–£2,500 per month for a 2-bedroom apartment.
- Renting outside the city (coastal parishes like St Brelade): £1,200–£2,000 per month.
- Buying property: Average house prices are among the highest in the British Isles.
Remember, Jersey’s housing qualifications system restricts who can rent or buy certain homes. Many expats start with a rental before working towards long-term residency options.
🛒 Groceries and Everyday Shopping
Food prices in Jersey are generally higher than in the UK due to import costs.
- Milk, bread, and basic items can cost 10–20% more.
- Imported goods and branded items are more expensive.
- Fresh local produce, seafood, and dairy (especially Jersey milk and butter 🧈) are excellent quality and sometimes cheaper than UK prices.
🚗 Transport Costs
Getting around Jersey is simple — but slightly pricier:
- Petrol is often more expensive than mainland UK.
- Public transport (buses) is reliable but limited in rural areas.
- Many expats choose to import their own vehicle (see our guide on customs and shipping).
⚕️ Healthcare and Insurance
Jersey has its own healthcare system, separate from the UK’s NHS. While residents get subsidised GP visits and hospital care, expats often need private health insurance — another cost to factor in when relocating.
🏦 Taxes and Income
Here’s where expats often see a big advantage:
- Jersey has no capital gains tax, inheritance tax, or stamp duty (except on property purchases).
- Personal income tax is capped at 20%.
- Many businesses also benefit from low or zero corporate tax.
For high earners and retirees, these savings often outweigh the higher cost of living.
🍴 Eating Out and Lifestyle
Dining out in Jersey is popular and varied, with options ranging from fine dining to casual beachside cafés. Expect:
- £12–£20 for a casual lunch.
- £40–£60 for a three-course meal for two at a mid-range restaurant.
- Higher-end restaurants in St Helier rival London prices.
Leisure activities like surfing, sailing, and hiking are often free or low-cost — making island life enjoyable without constant spending. 🌊🏄
📦 Cost of Removals to Jersey
When comparing costs, don’t forget the expense of actually moving your household goods. Shipping furniture, vehicles, and personal items requires customs clearance.
With Advance Moves, you can get an instant online quote by clicking the yellow buttons on the page. You’ll see a guideline price and moving volume, and then get matched with up to 5 trusted movers to handle everything.
👉 Start your relocation now: removals to Jersey from UK
✅ Final Thoughts
Yes, the cost of living in Jersey is generally higher than in the UK — especially for housing and groceries. But when you factor in the low taxes, safe environment, and unbeatable lifestyle, many expats find the move more than worthwhile.
If you’re ready to take the next step, start by planning your move today: removals to Jersey from UK.